XRP Price Prediction: Navigating Oversold Conditions and Building Infrastructure

#XRP

• Oversold Technical Setup: XRP is trading near its lower Bollinger Band with a weakening MACD, a classic chart pattern that often precedes a technical rebound toward the middle or upper band.
• Contrasting Market Sentiment: While headlines reflect bearish near-term concerns (wealth gap, high exchange supply), they are offset by concrete developments in utility and adoption (global payments, DeFi bridges, escrow management).
• Critical Price Zones: The immediate battle is between support at ~1.7771 and resistance at the 20-day MA (1.9133). A successful rebound must reclaim the MA to target the $2.05 - $2.50 range.

XRP Price Prediction

Technical Analysis: XRP Shows Oversold Bounce Potential

As of December 29, 2025, XRP is trading at 1.8637 USDT, slightly below its 20-day moving average of 1.9133. According to BTCC financial analyst John, this positioning suggests the asset is in a short-term consolidation phase. The MACD indicator, with a value of -0.0121, indicates bearish momentum is currently present but has been weakening. A key observation is that the price is trading NEAR the lower Bollinger Band (1.7771), which often acts as a support level in trending markets. John notes that this setup, combined with the price being below the middle band, typically indicates an oversold condition that may precede a technical rebound toward the middle band at 1.9133 or the upper band at 2.0496.

Market Sentiment: A Mix of Caution and Long-Term Infrastructure Growth

The news FLOW around XRP presents a nuanced picture. Headlines highlight concerns like high exchange holdings dismissing supply shock fears and a widening wealth gap, which contribute to near-term caution. However, BTCC financial analyst John points to several fundamentally positive developments that align with the technical outlook for a potential rebound. These include Ripple's continued advancement of XRP for global payments, the launch of wrapped XRP for DeFi integration by Hex Trust, and a significant escrow unlock amidst a price surge, indicating robust institutional activity. John suggests that while short-term sentiment is bearish, the building blocks for long-term valuation growth are being actively laid, supporting the technical case for a recovery from oversold levels.

Factors Influencing XRP’s Price

XRP’s Bearish Market Holds Short-Term Rebound Potential

XRP's price action reveals a paradox—bearish dominance with flashes of bullish resilience. Despite trading within a descending channel since October, the asset has repeatedly defended the $1.82 support level, failing three breakdown attempts since November. Market analyst Marcus Corvinus notes this could fuel a tactical rebound, though he maintains the broader trend remains downward.

The cryptocurrency's sharp recovery from October's $0.77 low on Binance underscores its volatility. Yet each rally since has formed lower highs, constrained by a descending trendline. This technical structure suggests any upward movement may be fleeting—a characteristic of bear market rallies rather than trend reversals.

Validator Dismisses XRP Supply Shock Claims Amid High Exchange Holdings

Market chatter about a potential XRP supply shock has resurfaced, with proponents pointing to declining exchange reserves as a catalyst for price appreciation. Vet, a validator on the XRP Ledger's decentralized Unique Node List (dUNL), counters this narrative, emphasizing that nearly 16 billion XRP remains held on exchanges—a figure that undermines scarcity arguments.

The validator's analysis suggests current market conditions lack the fundamental drivers for a supply squeeze. Liquidity remains abundant, with centralized platforms serving as substantial custodians of the digital asset. This reality tempers speculative fervor around imminent price surges tied to token scarcity.

Ex-CFTC Chair Reacts as XRP “589” Appears in Times Square New Year Display

The XRP community is abuzz after an unexpected reference to the cryptocurrency during a mainstream New Year’s Eve broadcast in Times Square. The number "589," a significant figure in XRP lore, appeared prominently, sparking speculation and excitement among supporters.

High-profile figures, including a former U.S. Commodity Futures Trading Commission (CFTC) chair, have weighed in on the development. While the context of the display remains unclear, the incident has reignited discussions about XRP’s cultural footprint and its potential implications for broader adoption.

Here is How High XRP Could Go Even in Worst-Case Scenario by 2035

XRP faces persistent bearish pressure amid broader crypto market downturns, yet analysts speculate on its long-term floor. Even in pessimistic projections, the token may retain measurable value by 2035.

Market observers note XRP's resilience despite regulatory challenges and competitive pressures. The asset's utility in cross-border payments continues to anchor fundamental valuation models.

XRP High Price if It Hits Silver’s Market Cap, As Silver Crosses $4.48T Valuation

Silver has emerged as one of the top-performing assets in 2025, surpassing even gold in market momentum. Its valuation now stands at $4.48 trillion, raising speculative interest in how XRP might fare if it achieved a comparable market cap.

The comparison draws attention to XRP's potential price trajectory, though the digital asset remains far from silver's current valuation. Market analysts note the stark differences in asset classes but acknowledge the theoretical exercise as a benchmark for crypto's growth potential.

XRP Wealth Gap Widens as Retail Investors Face Priced-Out Concerns

A newly surfaced XRP Rich List reveals stark wealth concentration in the cryptocurrency, with fewer than 1% of wallets controlling disproportionate holdings. Over 6 million wallets hold 500 XRP or less—often insufficient for network participation—while institutional-scale holders accumulate positions worth millions.

The rising price exacerbates the divide. Acquiring 1,000 XRP now requires ~$1,750 versus $500 a year ago, effectively sidelining smaller investors. Market analysts note this mirrors early-stage Bitcoin accumulation patterns, where retail access diminished as institutional capital entered.

Social media backlash highlights growing resentment. 'This isn’t decentralization—it’s digital feudalism,' tweeted one trader, echoing concerns that XRP’s utility as a cross-border payment token may erode if ownership becomes overly concentrated.

XRP Price: Ripple’s Extreme Oversold Setup Eyes $2.50 Rally

Ripple's XRP hovers near a critical $1.90 support level as momentum indicators flash extreme oversold signals. The Stochastic RSI's dip below 20—a rarity in recent cycles—historically precedes sharp rebounds, including last year’s surge toward $4.50.

Exchange supply contraction suggests dwindling selling pressure, with accumulation patterns emerging. A decisive breakout above $2.50 could ignite momentum toward higher resistance zones, contingent on broader market conditions.

Analyst Steph Is Crypto notes the weekly chart reveals repeated defense of the $1.90 level since mid-2024, with compressed price action hinting at seller exhaustion. The current setup mirrors past inflection points that triggered parabolic rallies.

Ripple Advances XRP as Cornerstone for Global Payment Infrastructure

Ripple is systematically positioning XRP as critical infrastructure for international payments, according to a September 2025 report by Digital Asset Solutions (DAS). The research underscores the company's technical and regulatory progress while acknowledging persistent adoption hurdles.

Market observers note Ripple's sustained focus on liquidity solutions and correspondent banking partnerships. The DAS analysis suggests these efforts could gradually erode traditional settlement inefficiencies—if regulatory clarity matures alongside institutional demand.

Hex Trust Launches Wrapped XRP to Bridge Ripple Token into DeFi Ecosystems

Hong Kong-based custodian Hex Trust unveiled wXRP, a wrapped version of Ripple's XRP token, enabling cross-chain interoperability with Ethereum, Solana, and other networks while maintaining 1:1 asset backing. The initiative launches with $100 million in pre-committed liquidity, positioning XRP for broader use in decentralized finance applications.

Ripple CTO David Schwartz endorsed the move, noting expanded utility for XRP while emphasizing the XRP Ledger's continued role as the foundational layer. The wrapped tokens will be minted or burned only against verified custody reserves, ensuring parity with native XRP.

Hex Trust's solution targets institutional demand for regulated exposure to XRP's DeFi applications without requiring direct blockchain integration. Market observers note the development could alleviate liquidity fragmentation across chains.

Ripple CEO Launches Anti-Scam Initiative for Holiday Season

Ripple CEO Brad Garlinghouse has unveiled the 'Scamberry Pie' campaign, a proactive initiative targeting online scams during the holidays. The program focuses on public education through identifying red flags like fake giveaways and impersonation schemes.

Partnering with Tech Against Scams Coalition and industry leaders including Coinbase, the campaign emphasizes verification tools and community dialogue to combat fraud. Garlinghouse notes: 'Scammers exploit silence—we're turning awareness into action.'

Ripple Escrow Unlocks 1B XRP Amid 10% Price Surge

Ripple executed its scheduled escrow release of 1 billion XRP tokens in two tranches, fueling a double-digit price rally. The first 500 million XRP moved to wallet address 'Ripple (9)' at 21:00 UTC, followed by an identical transfer to 'Ripple (28)' just eleven minutes later. Blockchain records show these transactions coincided with XRP's 10% surge to $2.20.

The company demonstrated market stewardship by returning 700 million XRP to escrow shortly after the unlock. This leaves only 300 million XRP potentially entering circulation—a calculated move that appears to have bolstered investor confidence. The remaining 400 million were locked in separate escrow contracts.

How High Will XRP Price Go?

Based on the current technical setup and market developments, a short-term rebound toward the $1.91 - $2.05 range is plausible. The key technical levels to watch are outlined below: